Clarity in Coverage
Seniors & Retirees
Medicare is a vital resource, but the "alphabet soup" of parts and plans can be overwhelming. We break it down into simple terms so you can choose with confidence.
Parts A & B: Your hospital and medical foundations.
Part C (Advantage): All-in-one private alternatives.
Part D: Prescription drug coverage to keep costs
Supplements (Medigap): Filling the "gaps" in Original Medicare.
Our goal is to ensure you aren't paying for coverage you don't need while ensuring you're protected where it counts.
Veteran Friendly
As a veteran-focused agency, we understand the unique benefits you’ve earned. Many veterans wonder if they even need Medicare if they have VA healthcare.
We help you look at how the two can work together—often providing you with more flexibility in doctors and facilities without disrupting your existing VA benefits. It’s about creating a safety net that honors your service.
Individuals & Families
Under-65 & Marketplace
Whether you’re self-employed, an entrepreneur, or between jobs, finding affordable health insurance is a priority. We navigate the Health Insurance Marketplace (ACA) alongside you.
We’ll help you find plans that cover your preferred doctors and medications, while checking for subsidies that could significantly lower your monthly premiums.
Business Owners
Small Business Options
Your team is your greatest asset. We help small business owners in Wisconsin find flexible healthcare solutions that fit a smaller budget while providing "big company" peace of mind.
From group plans to individualized health reimbursement arrangements, we’ll find the right fit for your unique team culture.
Navigating Change
Life Event Transitions
Life doesn't always follow a schedule. When major changes happen, your insurance needs to keep up. We provide guidance during:
Job Loss or Career Shifts: Exploring COBRA vs. private options.
Relocation: Ensuring your coverage moves with you to or from Wisconsin.
Family Changes: Adjusting coverage for marriages, births, or divorces.
Retirement: Moving seamlessly from employer plans to Medicare.
HonorGuard Insurance Solutions
Brooke Felber, Independent Health Insurance Agent
Johnson Creek, Wisconsin | +1 414-412-3999
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